Welcome to the Information Website for the Ratzlaff v. BOKF, N.A. Settlement

If you paid Overdraft Fees related to a BOKF, N.A.* Debit Card, check card, or ATM card, you could receive a payment or Account credit from a class action settlement.

A settlement has been reached with BOKF, N.A. ("BOKF, N.A." or "Defendant") about the posting of Debit Card Transactions in highest to lowest dollar amount and resulting Overdraft Fees.

The Settlement offers payments to eligible customers who paid Overdraft Fees to Bank of Oklahoma, N.A., Bank of Arkansas, N.A., Bank of Albuquerque, N.A., Bank of Arizona, N.A., Bank of Kansas City, N.A.,** Bank of Texas, N.A., and Colorado State Bank and Trust, N.A. from September 1, 2011 through July 8, 2014.

Your legal rights are affected whether you act or do not act. Read this website carefully.

YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT:
EXCLUDE YOURSELF Get no benefits from the Settlement. This is the only option that allows you to start or remain part of any other lawsuit against BOKF, N.A. about the legal claims in this case.
OBJECT Write to the Court about why you do not like the Settlement.
GO TO A HEARING Ask to speak in Court about the fairness of the Settlement.
DO NOTHING If you received a notice via email or in the mail about this Settlement, an Account credit or check payment will automatically be issued to you for the amount you are eligible to receive. You will give up your rights to sue BOKF, N.A. about the legal claims in this case.

These rights and options—and the deadlines to exercise them—are explained on this website.

The Court presiding over this case still has to decide whether to approve the Settlement. If it does, and after any appeals are resolved, benefits will be distributed to those who qualify. Please be patient, as this process sometimes takes many months.

* BOKF, N.A.’s subsidiary banks are: Bank of Oklahoma, N.A., Bank of Arkansas, N.A., Bank of Albuquerque, N.A., Bank of Arizona, N.A., Bank of Kansas City, N.A., Bank of Texas, N.A., and Colorado State Bank and Trust, N.A.

** Bank of Kansas City, N.A.’s name changed to Mobank on February 17, 2017.

Important Dates

  • September 1, 2011 to July 8, 2014
    Class Period
  • April 17, 2017
    Postmark Deadline to Exclude yourself from the Settlement
  • April 17, 2017
    Receive Deadline to Object to the Settlement
  • May 15, 2017 at 10:00 a.m.
    Final Approval Hearing